Medicare Plans - Bend Oregon Medicare

Medicare Solutions Explained

Four Different Parts of Medicare Help Cover Specific Services

Get Medicare

Depending on the circumstances, you may be enrolled in Original Medicare (Parts A and B) automatically. If not, you will need to enroll yourself. You have a window of time prior to and after your 65th birthday to enroll, and waiting to do so could result in a penalty or gaps in coverage you aren’t prepared for. Once you’re enrolled in Original Medicare, you will need to determine if you need additional coverage. This could be dental, vision, or hearing insurance, or it could also include the need for prescription drugs. Let us help determine your eligibility and next steps. 

Medicare Supplements

Also called Medigap, these supplemental plans can help cover the out-of-pocket costs for medical services under Original Medicare. These policies are sold by private insurance companies and combine with your primary Medicare coverage to ensure you are protected where you need it most. There are several different Medigap options that all possess different benefits. Our licensed agents can help explain these policies in-depth to you, and help you define the best solution.

Medicare Advantage

Known as Medicare Part C, this plan, like Medigap, is facilitated through private insurance companies. Medicare Advantage combines Medicare Parts A and B, but with added protections and options– sometimes at no extra cost to you. You must be enrolled in both Parts A and B to be eligible for Medicare Advantage. Enrollment for Medicare Advantage occurs from October 15 – December 7, or when you first sign up for Medicare Part B.

Medicare Part D

This is prescription drug coverage, and can be part of a standalone plan or as part of a Medicare Advantage policy that includes prescription drug benefits. Like other Medigap and Medicare Advantage plans, Part D has several different options depending on what prescription drugs you may require.

What We Offer

Medicare and all of its various aspects can be a headache to understand on your own. Our trained and experienced Medicare experts can talk you through all the available options, plans, and sub-plans to ensure you not only have the right coverage, but the knowledge needed to make sense of it. With so many details to be aware of, let our team guide you through this process.