Plan Comparison
- Medigap Plan A: Medicare Supplement Plan A offers basic benefits. It covers the coinsurance, hospice care coinsurance, and hospital costs for Medicare Part A. Medigap Plan A also covers the copayments, coinsurance, and the first three pints of blood during a blood transfusion under Medicare Part B.
- Medigap Plan B: Medicare Supplement Plan B covers the same benefits as Medigap Plan A, as well as the hospital costs, coinsurance costs, and deductibles for Medicare Part A.
- Medigap Plan C: Medigap Plan C covers all the out-of-pocket costs associated with Medicare Part A and Part B, including the Part B deductible. It also covers 80% of the charges for foreign travel emergencies, but only up to plan limits. However, Plan C does not cover Medicare Part B excess charges.
- Medigap Plan D: Medicare Supplement Plan D covers almost all the out-of-pocket expenses associated with Medicare Part A and Part B. The exception is the Part B deductible and excess charges. Medigap Plan D also covers 80% of the costs for foreign travel emergencies, but only up to plan limits.
- Medigap Plan F: Medicare Supplement Plan F is the most comprehensive Medigap plan. This is because it covers all of the remaining out-of-pocket costs left from Medicare Part A and Part B. Medigap Plan F also covers the deductible and excess charges for Part B and 80% of the foreign travel emergency expenses (up to plan limits).
- Medigap Plan G: Medicare Supplement Plan G covers most out-of-pocket costs left behind from Part A and Part B, except for the Part B deductible. This plan also covers 80% of the charges for foreign travel emergencies, up to plan limits. Because of Plan G’s extensive coverage, it is the second most comprehensive supplement plan.
- Medigap Plan K: Medigap Plan K pays for all of the Medicare Part A coinsurance and hospital costs. However, it covers only 50% of these costs: Part A coinsurance and copays for hospice care, Part A deductible, the coinsurance for skilled nursing facility care, Part B coinsurance and hospital costs, and the first three pints of blood during a blood transfusion. This plan does not cover the deductible or excess charges for Part B, nor does it cover foreign travel emergency care.
- Medigap Plan L: Medigap Plan L pays for all of the Medicare Part A coinsurance and hospital costs. However, it covers only 75% of these costs: Part A coinsurance and copays for hospice care, Part A deductible, the coinsurance for skilled nursing facility care, Part B coinsurance and hospital costs, and the first three pints of blood during a blood transfusion. This plan does not cover the deductible or excess charges for Part B, nor does it cover foreign travel emergency care.
- Medigap Plan M: Plan M covers Part A hospice care coinsurance, skilled nursing facility care coinsurance, coinsurance and hospital costs for Medicare Part A and B, the first three pints of blood for medical procedures, and 80% of the foreign travel emergency expenses. However, it only covers 50% of the Part A deductible.
- Medigap Plan N: Except for the deductibles and excess charges for Part B, Medigap Plan N covers the Part A hospice care coinsurance, Part A deductible, skilled nursing facility care coinsurance, coinsurance and hospital costs for Medicare Part A and B, the first three pints of blood for medical procedures, and 80% of the foreign travel emergency expenses. It is the third most comprehensive supplement plan available.
We Can Help!
No doubt, Medicare Supplement plans can help with the out-of-pocket costs left behind from Original Medicare. If you need extra coverage, reach out to us today for help.
CMS Required Disclosure
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.